Curriculum Vitae
Nuraini Septiana
Dynamic professional with 12+ years of experience in the financial industry specializing in consumer credit and<br /> leveraging data-driven decision-making to drive business growth. Currently expanding expertise in Data Science and Machine Learning with proficiency in Python, SQL, Tableau, and machine learning techniques.<br /> Demonstrated ability to manage large sales teams, maintain portfolio quality, and achieve consistent revenue growth.
November 2011
Universitas Gadjah Mada
S1 • Ilmu Komunikasi • IPK 3.52
Januari 2024 - Januari 2024
Unsecured Loan Manager
PT Bank Mandiri (Persero) Tbk • Full Time
Managed a sales team of ~50 individuals to achieve monthly targets: Personal Loan (min 50 billion IDR) and Credit Card (min 100
new cardholders).
Oversaw credit portfolio quality: Personal Loan Balance (1.7 trillion IDR) and Credit Card Balance (300 billion IDR) with NPL < 2%.
Achieved minimum annual growth of 16% in ending balances.
Media
Juni 2021 - Februari 2024
Relationship Manager Micro
PT Bank Mandiri (Persero) Tbk • Full Time
Establishing relationships between the bank and its corporate partners, specifically with the HR or finance departments, to effectively
penetrate employee loan offerings.
Agustus 2016 - Mei 2021
Micro Banking Manager
PT Bank Mandiri (Persero) Tbk • Full Time
Leading a small team of 8 members, consisting of sales and admin staff, to ensure monthly targets are achieved in the micro banking
segment, including employee loans and business loans.
Ensuring credit quality remains above 90% performing loans and maintaining an NPL (Non-Performing Loan) below 1%
Maret 2016 - Juli 2016
Staff Development Program
PT Bank Mandiri (Persero) Tbk • Full Time
Intensive banking training for internal staff being prepared for promotion to managerial positions.
Juli 2012 - Februari 2016
Pelaksana EDC Parameter & Maintenance
PT Bank Mandiri (Persero) Tbk • Full Time
Maintained electronic data capture systems for merchant transactions, ensuring operational efficiency.
Agustus 2024
TOEFL ITP
ETS • 13867380
Score 510