Curriculum Vitae
Muhammad Ilham Musyaffa
I am a recent Economics graduate from Universitas Negeri Malang with a strong sense of integrity and a high eagerness to learn. Throughout my academic journey, I have been actively involved in various organizational activities that have strengthened my leadership, communication, and teamwork skills. I have also gained practical experience through internships, further developing my understanding of the professional work environment. In addition, I have managed my own retail business, which has enhanced my skills in management, marketing, and decision-making. With a combination of academic knowledge, organizational involvement, internship experience, and entrepreneurial drive, I am well-prepared to contribute effectively in a dynamic and challenging work environment.
Mei 2025
Universitas Negeri Malang
S1 • Ekonomi Pembangunan • IPK 3.70
Januari 2024 - Mei 2024
Commercial Staff
PT Bank Tabungan Negara (Persero) Tbk • Magang
Gained hands-on experience in supporting corporate client services, assisting with credit analysis, and reviewing loan documentation. I was involved in preparing financial reports, organizing client data, and observing the end-to-end process of commercial banking operations. This experience enhanced my understanding of banking procedures, improved my attention to detail, and strengthened my communication and teamwork skills in a professional setting.
September 2023
National Seminar on Sharia Economics 2023
Universitas Negeri Malang • NO.20.9.6/UN32.4/DL/2023
This event provided valuable insights into the development of Islamic finance in the digital era, emphasizing the importance of innovation, sustainability, and inclusive economic growth. Through expert sessions and discussions, I gained a deeper understanding of how Islamic financial principles can adapt to and support the evolving global economy.